I wouldve waited built my credit score up and gone for SM instead. Apple reports that youre more likely to be approved for their Barclaycard credit card with a score of 640 or higher.
Then choose Wallet Apple Pay from the menu.
Barclays apple credit card requirements. You cant get the newer Apple Credit Card in youre under 18 either. For example you must be at least 18 years old and a US. In September of 2020 Apple discontinued special financing for Barclays cardholders suggesting that customers utilize the Apple Card instead.
You can also use a military address. Follow the steps to add your card. We would like to show you a description here but the site wont allow us.
There are user reports of being approved with a score as low as 600. In order to qualify for fair credit youll need credit scores that fall within the ranges of 580669 for FICO and 650699 for VantageScore. Apple Card – Apple.
You can sign up in as little as a minute and start using it right away with. What Credit Score Do You Need for an Apple Card. Apple and Barclays credit card partnership was on borrowed time from the moment Apple teamed up with Goldman Sachs and launched the Apple Card last year.
If youre a die-hard Apple-head who cant live without the latest iPhone the fastest MacBook or the flashiest Apple Watch the Barclays Visa with Apple Rewards credit card may make an alluring addition to your wallet. Access your credit card account online or call us anytime at 877-523-0478. Apple products are pretty powerful and unfortunately really pricey.
Apple Card lives on your iPhone in the Wallet app. Resident with a US. 15 2020 Apple made it official.
You cannot qualify for the Barclaycard Financing Visa which offers special financing on Apple purchases for the first 30 days if you are under 18 years old. Ensuring your revolving balances are low and that you have less than six inquiries will help. Update to the latest version of iOS or iPadOS by going to Settings General Software Update.
Tap Download and. A FICO credit score of at least 600 which falls in the fair range is needed to be approved for the Apple Card. Own a compatible iPhone with the latest iOS version.
Be 18 years or older depending on where you live. The basic range of credit score categories are as follows. 3 Daily Cash at Apple.
Citizen or a lawful US. Thats because its against the law to issue a credit card to a minor as the primary accountholder. Went for the Barclay Apple Financing Card instant approval for 1700 with a TU around 640 4 year history 1 paid collection 2 years old for 140 a few inquiries and recent accounts 2 new accounts in 6 months when approved.
Requirements to get Apple Card. To add an eligible Barclaycard or Barclays credit card to a compatible iPhone open the Wallet app already on your device and tap Add Credit or Debit Card. Residential address that isnt a PO.
To add an eligible Barclaycard or Barclays credit card to Apple Watch open the Apple Watch app on your iPhone. Its recommended for you to have fair credit for the Barclaycard Financing Visa Credit Card. Accepting an Apple Card will result in a hard inquiry which may impact your credit score.
You must meet certain requirements to be able to apply for an Apple Card. To access and use all the features of Apple Card you must add Apple Card to Wallet on an iPhone or iPad with iOS or iPadOS 132 or later. Wish I would have known what I do now about credit.
Apple Card offers an APR between 1324 and 2424 based on your credit score and all approved cardholders will be placed at the bottom of the interest tier they fall into which will save everyone a little bit of interest.